| PRIVACY POLICY
WHAT THIS IS:
This is a disclosure required by federal law which is intended
to tell you (among other things):
• Where we get information about
you (our sources)
• What we do to protect the information we have about you; and
• What our policy is about sharing information about you with others.
WHO WE ARE:
In this policy, we means Customer One Financial, LLC
WHO YOU ARE:
This policy applies to you if you are a customer of ours.
A “customer” is a natural person (not a corporation)
who – for personal, family, or household purposes – has
financed or leased goods or services from us.
DEFINITIONS:
Here are other terms we will use in this disclosure:
Information means nonpublic personal
information, a technical term that generally means, information
1. That can identify you;
2. That is not available publicly; and
3. That we collect in connection with providing a financial product or service
to you.
We will use the word information to mean nonpublic personal
information.
Affiliates are companies that are
related to one another by ownership, common ownership or control.
For example, if one company owns or controls another company,
they are affiliates of each other.
Nonaffiliate means a company that is not an affiliate of another
company, and it also means a person who is not an employee of
a company.
JOINT ACCOUNTS:
If you have a joint account with us (for example, you are, or
you have, a co-borrower on a loan), you should share this notice
with the person who shares your account. He or she may not get
a separate notice.
SOURCES FOR INFORMATION:
We collect information about you from the following sources:
• Information you might provide
us on applications and other forms;
• Information about transactions
we might conduct for you;
• Information about your transactions
with nonaffiliated third parties; and
• Information from consumer reporting
agencies.
OUR PRIVACY POLICY:
WE DO NOT SHARE INFORMATION ABOUT YOU WITH ANYONE EXCEPT AS
REQUIRED OR PERMITTED BY LAW. This might include disclosures
necessary to service your account or prevent unauthorized transactions.
FORMER CUSTOMERS:
We have the same policy against disclosing information about
former customers as we do about current customers.
SECURITY:
We restrict access to the information we have about you to those
employees who need to know that information to provide products
or services to you.
We maintain physical, electronic, and procedural safeguards
to guard your nonpublic personal information. (We are required
to do so by federal regulations.)
CHANGE:
We can change this policy, but we will tell you in advance if
we do, and we will explain any further rights you might have
at that time. |